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214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED
214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED variable annuity - CORRECT ANSWER-there is no guarantee of the dollar amount of the payments, they fluctuate according to the value of an account vest primarly in common stocks join and survivor annuity - CORRECT ANSWER-covers two or more lives and contiunes in force so long as any one of them survives period certain annuity - CORRECT ANSWER-annuity imcome option that guarantees a definite minimum peroid of paymen...
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- • 8 pages •
214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED variable annuity - CORRECT ANSWER-there is no guarantee of the dollar amount of the payments, they fluctuate according to the value of an account vest primarly in common stocks join and survivor annuity - CORRECT ANSWER-covers two or more lives and contiunes in force so long as any one of them survives period certain annuity - CORRECT ANSWER-annuity imcome option that guarantees a definite minimum peroid of paymen...
FLORIDA 214 LIFE INSURANCE, HEALTH AND VARIABLE ANNUITY EXAM (QUESTIONS AND ANSWERS)
FLORIDA 214 LIFE INSURANCE, HEALTH AND VARIABLE ANNUITY EXAM (QUESTIONS AND ANSWERS) Categories of Life Insurance - CORRECT ANSWER-Ordinary, Industrial and Group Ordinary Life - CORRECT ANSWER-is individual life insurance that includes many types of TERM and PERMANENT insurance and is usually paid with monthly premiums. Is the principal type of life insurance purchased in the United States. Industrial Insurance - CORRECT ANSWER-small issue amounts with premiums collected weekly or m...
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- • 16 pages •
FLORIDA 214 LIFE INSURANCE, HEALTH AND VARIABLE ANNUITY EXAM (QUESTIONS AND ANSWERS) Categories of Life Insurance - CORRECT ANSWER-Ordinary, Industrial and Group Ordinary Life - CORRECT ANSWER-is individual life insurance that includes many types of TERM and PERMANENT insurance and is usually paid with monthly premiums. Is the principal type of life insurance purchased in the United States. Industrial Insurance - CORRECT ANSWER-small issue amounts with premiums collected weekly or m...
214 FLORIDA HEALTH AND LIFE INSURANCE STATE PRACTICE ACTUAL EXAM WITH VERIFIED ANSWERS
214 FLORIDA HEALTH AND LIFE INSURANCE STATE PRACTICE ACTUAL EXAM WITH VERIFIED ANSWERS Which Accident and Health policy provision addresses preexisting conditions? - CORRECT ANSWER-Time Limit on Certain Defenses Which of the following individual health insurance policies will provide the broadest protection? - CORRECT ANSWER-Major Medical Which of the following situations does NOT apply to the Florida Replacement Rule? - CORRECT ANSWER-An existing policyholder purchases an additional ...
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- • 12 pages •
214 FLORIDA HEALTH AND LIFE INSURANCE STATE PRACTICE ACTUAL EXAM WITH VERIFIED ANSWERS Which Accident and Health policy provision addresses preexisting conditions? - CORRECT ANSWER-Time Limit on Certain Defenses Which of the following individual health insurance policies will provide the broadest protection? - CORRECT ANSWER-Major Medical Which of the following situations does NOT apply to the Florida Replacement Rule? - CORRECT ANSWER-An existing policyholder purchases an additional ...
214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED
214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED Multi-Line Insurers - CORRECT ANSWER-________-______ Insurers are insurance carriers that offer more than one line of insurance. False - CORRECT ANSWER-True or False? Stock Insurance Companies are "participating" in that the policyholders receive dividends. Attorney-In-Fact - CORRECT ANSWER-Reciprocal Insurers are managed by an ___________________. Association - CORRECT ANSWER-Contrary to popular opinion, Lloyd...
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- • 49 pages •
214 FLORIDA INSURANCE ACTUAL EXAM WITH QUESTIONS AND ANSWERS VERIFIED Multi-Line Insurers - CORRECT ANSWER-________-______ Insurers are insurance carriers that offer more than one line of insurance. False - CORRECT ANSWER-True or False? Stock Insurance Companies are "participating" in that the policyholders receive dividends. Attorney-In-Fact - CORRECT ANSWER-Reciprocal Insurers are managed by an ___________________. Association - CORRECT ANSWER-Contrary to popular opinion, Lloyd...
214 FLORIDA LIFE INSURANCE TEST EXAM WITH VERIFIED QUESTIONS AND ANSWERS
214 FLORIDA LIFE INSURANCE TEST EXAM WITH VERIFIED QUESTIONS AND ANSWERS S buys $100,000 whole life policy in 2003 and pays an annual premium of $100. S dies five years later in 2008 and the insured pays the beneficiary $10,500. What kind of writer did S include on the policy? - CORRECT ANSWER-A Return of permium rider All of these statements about the Waiver of Premium provision are correct EXCEPT - CORRECT ANSWER-Insured must be eligible for Social Security disability for claim to ...
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- • 4 pages •
214 FLORIDA LIFE INSURANCE TEST EXAM WITH VERIFIED QUESTIONS AND ANSWERS S buys $100,000 whole life policy in 2003 and pays an annual premium of $100. S dies five years later in 2008 and the insured pays the beneficiary $10,500. What kind of writer did S include on the policy? - CORRECT ANSWER-A Return of permium rider All of these statements about the Waiver of Premium provision are correct EXCEPT - CORRECT ANSWER-Insured must be eligible for Social Security disability for claim to ...
FLORIDA INSURANCE EXAM QUESTIONS WITH VERIFIED SOLUTIONS LATEST UPDATES
FLORIDA INSURANCE EXAM QUESTIONS WITH VERIFIED SOLUTIONS LATEST UPDATES The clause identifying which losses resulting from an accident or sickness are insured by the policy is called the: - CORRECT ANSWER-Insuring clause K applies for a life insurance policy on herself and submits the initial premium with the application. She is given a receipt by the agent stating that coverage begins immediately if the application is approved. What kind of receipt was used? - CORRECT ANSWER-Condi...
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- • 12 pages •
FLORIDA INSURANCE EXAM QUESTIONS WITH VERIFIED SOLUTIONS LATEST UPDATES The clause identifying which losses resulting from an accident or sickness are insured by the policy is called the: - CORRECT ANSWER-Insuring clause K applies for a life insurance policy on herself and submits the initial premium with the application. She is given a receipt by the agent stating that coverage begins immediately if the application is approved. What kind of receipt was used? - CORRECT ANSWER-Condi...
FLORIDA LIFE INSURANCE/ ANNUITIES 2-14 STUDY SET EXAM WITH CORRECT ANSWERS
FLORIDA LIFE INSURANCE/ ANNUITIES 2-14 STUDY SET EXAM WITH CORRECT ANSWERS Which of the following individuals MUST be licensed as an agent? - CORRECT ANSWER-A person who places insurance on behalf of anyone seeking insurance. Which of the following statements regarding a nonresident insurance agent is CORRECT? - CORRECT ANSWER-The agent must hold a similar license in their state of residence State insurance laws specifically allow the Commissioner(or Director) to issue a temporary...
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- • 10 pages •
FLORIDA LIFE INSURANCE/ ANNUITIES 2-14 STUDY SET EXAM WITH CORRECT ANSWERS Which of the following individuals MUST be licensed as an agent? - CORRECT ANSWER-A person who places insurance on behalf of anyone seeking insurance. Which of the following statements regarding a nonresident insurance agent is CORRECT? - CORRECT ANSWER-The agent must hold a similar license in their state of residence State insurance laws specifically allow the Commissioner(or Director) to issue a temporary...
FLORIDA INSURANCE 2-14 EXAM TERMS QUESTIONS AND ANSWERS (100% SCORES)
FLORIDA INSURANCE 2-14 EXAM TERMS QUESTIONS AND ANSWERS (100% SCORES) Insurance - CORRECT ANSWER-Financial protection against loss or harm - An arrangement by which company gives customers financial protection against loss or harm such as theft or illness in return for premium payments. Life Insurance - CORRECT ANSWER-Is based on actuarial or mathematical principles and guarantees a specified sum of money upon the death of the person who is insured. Annuities - CORRECT ANSWER-Provid...
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- Exam (elaborations)
- • 33 pages •
FLORIDA INSURANCE 2-14 EXAM TERMS QUESTIONS AND ANSWERS (100% SCORES) Insurance - CORRECT ANSWER-Financial protection against loss or harm - An arrangement by which company gives customers financial protection against loss or harm such as theft or illness in return for premium payments. Life Insurance - CORRECT ANSWER-Is based on actuarial or mathematical principles and guarantees a specified sum of money upon the death of the person who is insured. Annuities - CORRECT ANSWER-Provid...
214 FLORIDA INSURANCE AND LICENSE EXAM ACTUAL COMPLETE EXAM Q&A
214 FLORIDA INSURANCE AND LICENSE EXAM ACTUAL COMPLETE EXAM Q&A Which of the following describes a participating insurance policy? - CORRECT ANSWER-Policyowners are entitled to receive dividends At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - CORRECT ANSWER-Upon completion of the application Dividends payable to a policyowner are: - CORRECT ANSWER-Declared by the insurance company. At what point does an in...
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- • 12 pages •
214 FLORIDA INSURANCE AND LICENSE EXAM ACTUAL COMPLETE EXAM Q&A Which of the following describes a participating insurance policy? - CORRECT ANSWER-Policyowners are entitled to receive dividends At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - CORRECT ANSWER-Upon completion of the application Dividends payable to a policyowner are: - CORRECT ANSWER-Declared by the insurance company. At what point does an in...
214 FLORIDA INSURANCE COMPLETE RETAKE EXAM STUDY SET
214 FLORIDA INSURANCE COMPLETE RETAKE EXAM STUDY SET Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent as a result of failing to provide a service to a client? - CORRECT ANSWER-Errors and Omissions Insurance Which of the following terms is known as the voluntary relinquishment of a given right or privilege? - CORRECT ANSWER-Waiver This Supreme Court case placed the regulation of insurance within the authority of the federal gove...
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- • 15 pages •
214 FLORIDA INSURANCE COMPLETE RETAKE EXAM STUDY SET Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent as a result of failing to provide a service to a client? - CORRECT ANSWER-Errors and Omissions Insurance Which of the following terms is known as the voluntary relinquishment of a given right or privilege? - CORRECT ANSWER-Waiver This Supreme Court case placed the regulation of insurance within the authority of the federal gove...
PEDIATRICS HESI PRACTICE QUESTIONS AND ANSWERS
PEDIATRICS HESI 2024 LATEST AND UPDATED EXAM
TEST FOR ADJUSTER PRO, FLORIDA STUDY(QUESTIONS AND ANSWERS)A+ GRADED EXAM 2023-2024
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